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The Money Market (1 of 2)- Macro Topic 4.5BMO Harris Platinum money market account offers an APY starting at % and ranging up to % (APY stands for annual percentage yield, rates may change). The best business money market accounts offer interest rates of % or higher, with minimal restrictions or stipulations, and easy access to your funds. The number of withdrawals or transfers from money market accounts are unlimited when made in person at BMO, at an ATM, by messenger, transfers for Overdraft.