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He geeks out on helping people feel on top of their credit card use, from managing debt to optimizing rewards. However, please review the information provided directly by the credit card issuer or related financial institution for full details. Add to that the features and protections of a full-fledged Mastercard and regular reporting to the major credit bureaus, and you have a versatile tool for building credit. As we gain more information about the approval rates, we will update them here. Currently, Mastercard can be used in over countries worldwide � more than American Express, Visa, or Discover.