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How to transfer money BMO Harris?Your BMO Harris Bank routing number can be found at the bottom left corner of a check. Here's how to find your routing number and account number on any check. The Service allows Client to select from among the options set forth herein to reduce the incidence of unauthorized ACH debits and ACH credits (collectively, �. ACH Upload or Import ACH Files All ACH payments go through an ACH Operator also known as a clearing house. The clearing house forwards payment.