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6 questions with RBC CEO Dave McKayPaxos maintains FDIC-insured deposits for stablecoins at the following depositories: BMO Bank National Association (FDIC Certificate #); Customers Bank. The Ledger Balance of Eligible Deposit Accounts that sweep funds to non-FDIC insured investment accounts only include those funds that remain in. If you don't live near a branch, you can open accounts online from anywhere in the U.S.. Your money is FDIC insured for up to $,, or.