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Is BMO In Trouble? Subprime Auto Loan Nightmare!BMO offers competitive car loan rates in Canada. For new car loans, rates can range from % to % for terms up to 84 months. The remaining loans in this portfolio are primarily auto loans, but The United States now accounts for more than one-third of BMO's overall. Call. from 7 a.m. to 11 p.m. CT Monday to Friday and 8 a.m. to 10 p.m. on Saturdays and Sundays to talk to our customer care team.