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BMO Bank account Statement - How to download BMO Bank Of Montreal account summary statement onlineUnclaimed property laws protect the rights of property owners by turning abandoned assets over to the state. Learn how to keep your BMO accounts active. Next to the relevant payer or payee, set the status switch to Inactive. Once you're done, select Save. Your EFT template changes have been saved. All future. BMO considers accounts that have been inactive for two years to be dormant. The bank will send the account holder a notice after two years, and.