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BMO Harris $500 Checking Account Bonus! Nationwide Offer! \BMO is offering up to $ in cash bonuses on its Smart Advantage Checking Account, Smart Money Checking Account and Relationship Checking Account. Open a business checking account and earn up to a $ cash bonus 1 footnote 1 Plus, these additional perks: Manage your accounts on the go. Earn a $ cash bonus footnote 11 when you have a total of at least $4, in qualifying direct deposits within the first 90 days. OPEN IN MINUTES. Learn more.