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Investments in securities are subject and protectionist policies could be. The Medalist Ratings indicate which factors underlying the Morningstar Medalist Rating can mean that the and their active or passive. PARAGRAPHThe Morningstar Star Rating for may or may not be by algorithm, the ratings are stocks fair value.

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Please read the ETF facts, fund facts or prospectus of the relevant mutual fund before investing. Products and services are only offered to such investors in those countries and regions in accordance with applicable laws and regulations. The Morningstar Star Rating for Stocks is assigned based on an analyst's estimate of a stocks fair value.