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How to Use Tap to PayContactless is an additional feature on your debit card or credit card that provides you with another choice to pay at point of sale. Contactless is a quick-and-easy payment option that saves you time at the till. All it involves is holding your card up to a reader for a couple of seconds. Contactless cards are embedded with RFID technology that allows them to communicate with payment terminals via radio waves. To make a payment.