How to open a bank account at 16

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Banking 101: Opening First Bank Account for a Child
Apply online for a Lloyds Bank under 19 children's bank account with numerous benefits to help you and your kids develop the best banking habits early. You need to fill out the form for opening the account, with the minor as the first account holder, and you as the joint holder. You also need to submit your. Generally, a child must be at least 18 years of age to open a bank account on their own, with some variability by state.