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Jumbo Loan 2024 - Insider Tips from a Jumbo Mortgage ExpertA jumbo loan will typically have a higher interest rate, stricter underwriting rules and require a larger down payment than a standard mortgage. A jumbo mortgage is a home loan that is larger than the conforming loan limit set by the U.S. government, which is currently $, in most areas of the U.S. A jumbo mortgage is a loan in an amount that exceeds the conforming loan limits established by the FHFA for Fannie Mae and Freddie Mac. Conforming Loan Limits.
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