What is odp in banking

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An Overdraft Protection (ODP) fee is charged if you have Overdraft Protection on your chequing account: Monthly Plan Overdraft Protection: $5* per month; Pay-As. Overdraft Privilege allows you to overdraw your account up to the disclosed limit for a fee in order to pay a transaction. Standard Overdraft Privilege Service (ODP) is a service added to all eligible accounts (see Overdraft Privilege Service Eligibility Criteria). Overdraft items.

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Visit our overdraft options page to learn more about the many options we offer that you can use outside of ODP to prevent an overdraft in your account. The available balance is comprised of the ledger balance collected funds less any debit card holds, and does not include any deposited funds on hold. Having Overdraft Privilege means the credit union will temporarily cover a purchase or withdrawal on your behalf when you do not have enough money in your Credit Union West account. Contact us at or , or come by a branch to sign up or apply for these services.